Tag Archives: LegalandFinancialEducationAndProBonoAide

Book Review: Smith’s Washington At Home, and Adulting Education

Today, adulting education, part of Project Do Better, comes as a short post on financial self-defense in DC history, which is one of the pre-requisite bits of knowledge to be proven before one can show that one is a true Serving Adult, in the proposed Service Adulthood Challenge. This part of the three parts of self-defense (physical, financial and emotional self-defense), involves knowing your rights and responsibilities in your state or region, as well as in your nation of residence (and origin, if that nation, as often happens, has a claim on you, still). It also involves understanding our shared histories. This book, happily, has a good bit of DC history, even Black history, and a bit of Jewish DC as well.

Before I delve into DC history, please remember to “Adult” for yourself, and find out what your legal financial rights are, for instance regarding statutes of limitations on debt, which is is your responsibility to know and defend…

     Here is why I am using an old photo taken of me with a fellow anti-war peaceful protester at the weekly silent Stop The War vigil  BathChronyPic2007  in Bath, England, back in 2007 (yes, the same year that I stood in that gap to stop a beating…):  it reminds me of where I personally have been, just as the research I did on DC history reminded me where my family and those around them, from DC and the MD, VA, but mostly DC area, since well before the Civil War, in varying states of free-ness, but all either MU (mulatto) or Black, and thus subject to the Black Codes in whichever of the three states they live in or passed through.  So they really had to be Adults, and know the laws of every area they were in or from.  Part of that “adulting,” as some people like to call it these days, included protecting themselves and their family members whenever possible by owning property  (Note: updated in 2023…).  So, here is the review.

     I found my old notes, from 2010, in my research notebook, and realized that I had never written them up after creating the tours for SHIRtour, my DC community cooperation walking tour company.  What strikes me most immediately about these notes is page 200, where Smith notes that the 1874 DC disenfranchisement “was definitely influenced by ” the fact that more than a quarter of the District’s population was Black, suggesting further reading in Brown, 1978, The Negro In Washington.  In my review of the Guide to Black Washington/ (reviewed back on Feb3rd…), we saw mention of John F. Cook, Sr., and Smith mentions him here, also, as setting up the 15th St. Presb. Church, the first Colored Preb. church (in DC, I presume).  The famous paper of the DC Negro Press, The Washington Bee, is mentioned alongside The People’s  Advocate, and on to Black Broadway on U St, NW, from the 1920s -1950s, and the Howard Theater in DC, which opened at the same time as many other places, in 1910, but Ben’s Chili Bowl doesn’t open until 1958!  🙂  (made famous by President Obama, but we local native Washingtonians all have parents who’ve eaten there for their entire lives…)      And most astoundingly of all, that we were never taught in school, was the fact that on 23 July, 1919, at 7th & U, NW, over two thousand armed Black residents defended their neighborhood White attacks, provoked by the mainstream (white) press!   Who knew about this, and why did we never learn about it?

     More notes about Mt. Pleasant as an early integration neighborhood, cooperation instead of White Flight in Adams Morgan, and Moses Liverpool, George Bell, & Nicholas Franklin opening a school, and Pres. George Washington’s letters to the Touro Synagogue, in Newport, RI as precedent for shuls in DC, cooperation in the Deanwood neighborhood, and Shepherd Park against Block Busters (& Boss Shepherd pbbl turning in his grave!!)…

2011-08-08 16:52:00
gender-diffs among Black landowners in Wash. County, 1855… Curious…
I do not have time now, but I am dying to look into why (on p. 127 of Washington at home: An illustrated history of neighborhoods in the nation’s capital; second edition, 2010, JHU Press, Kathryn Schneider Smith, ed.)

4 of the 5 black landowners in what is now roughly the Brightwood neighborhood (via the 1855 Washington County assessment listing 31 landowners along the 7th St. Turnpike, opened in 1822, from Rock Creek Church Rd to the District Line

(presumably meaning to what was then Boundary Street, now FL ave., marking the border of the Federal City, aka City of Washington)  Line, were women.

No time to delve, must check this wonderful book out again in a few weeks!

So, it turns out that many of the former slaves who owned property were light-skinned women, manumitted by their owners, as has happened in at least two cases in my family.  This may or many not partially explain the lack of Black male property owners in DC at the time vis-a-vis Black Women owners.  More research is needed, but it holds with commentary down the family line about women being differently positioned in the DC black community.  As for the Jewish community in DC,   Washington Hebrew Congregation starts without a building, much of the community living along on 7th Street, NW, which was also known as Market str if I recall correctly, as it leads down to the Wharf, back in 1852.  The YMHA, on 11th and Penn. was also an important center of the community.  Several families came down from Baltimore around and especially after the Civil War.  For more details on the synagogues, see pages 62, 91, & 94.

    More on my continuing striving with family history and financial self-defense next week, friends:

Yassas,   γεια σας!    Salût !  Nos vemos!  Görüşürüz!     ! שָׁלוֹם

Action Items in support of literacy and hope that you can take right now:

1.) Share  two different resources on your ideas of financial self-defense.

2.) Share your thoughts on how you found and like each of the resources you found.

 



ShiraDest

based on a post  originally drafted in September of  12020 HE

Legal Learning & Public Transportation Both Count Exponentially on GED/HiSET Lesson Plan Day 44/67

  compound_interest_28english29
Understanding how local legal details interact with local mass transit to affect financial details, as when local unions fail to enforce mass transit pass price reductions for local teachers and students, on Day 44/67: Five Month GED, Exponential Curves, and, Interesting Education matter, especially for vulnerable students with compounding debt, as does being able to find up to date and accurate information.  The local public library is there to help.

modern train driving fast on railroad
Photo by Thgusstavo Santana on Pexels.com

Free access to Public Legal Education, as part of Phase I’s Public Financial Knowledge Infrastructure section, in Project Do Better, is an integral part of the sets of learning needed for all adults, and the project has several free handouts available on the topic for all interested persons, especially volunteers wishing to share the information with others.  Sharing accurate and timely information is also part of Public Health, and Your Personal Health:

covid-19-curves-graphic-social-v3

Please ask for details or updates.  We can build a safer, more cooperative world for all of us.

Shira

*****************

Click here to read, if you like:

B5, Hakan: Muhafiz/Protector & Sihirli AnnemLupin, or La Casa de Papel/Money Heist Reviews

Holistic College Algebra & GED/High School Lesson Plans,

Thoughtful Readers, please consider reading about #ProjectDoBetter.

Shira Destinie A. Jones, MPhil, MAT, BSCS

Shira

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Shira Destinie Jones’ work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

Legal Learning & Mass Transit, on GED/HiSET Lesson Plan Day 43/67, Are Important

statutes-of-limitations
Understanding why local legal details are important, on Day 43/67 of GED in Five Months, Area vs. Circumference, and, transportation includes being able to find up to date and accurate information.  The local public library is there to help.

women reading books in a library
Photo by Tima Miroshnichenko on Pexels.com

Free access to Public Legal Education, as part of Phase I’s Public Financial Knowledge Infrastructure section, in Project Do Better, is an integral part of the sets of learning needed for all adults, and the project has several free handouts available on the topic for all interested persons, especially volunteers wishing to share the information with others.

focused black woman in mask reading newspaper in metro train
Photo by Ono Kosuki on Pexels.com

Please ask for details or updates.  We can build a safer, more cooperative world for all of us.

Shira

*****************

Click here to read, if you like:

B5, Hakan: Muhafiz/Protector & Sihirli AnnemLupin, or La Casa de Papel/Money Heist Reviews

Holistic College Algebra & GED/High School Lesson Plans,

Thoughtful Readers, please consider reading about #ProjectDoBetter.

Shira Destinie A. Jones, MPhil, MAT, BSCS

Shira

Creative Commons License
Shira Destinie Jones’ work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

Public Financial Knowledge Infrastructure: Expired vs. Extinguished Debts

This is a topic I’ve written about before, but not in detail, as part of Project Do Better’s Phase I piece, Public Financial Knowledge Infrastructure.

In most states, expired is merely ‘unenforceable’ except that you have to defend by showing the court that the debt is expired. That is why so many suits (around 90%) win by default, as people rarely show up in court to defend, and so that expired debt then gets a loss by default, followed by a money judgement, often on expired, and thus Time-Barred, or, unenforceable or even

unvalidated debts, , past the SoL.

Unfair and injust, but frequent.

Two states do ‘extinguish’ the debts after some years (13 yrs, if I recall correctly, in the case of MS), but an expired debt is not extinguished, just legally unenforceable. The problem with that is the need to defend on the unenforceability. (Note that this should not be confused with the 7-year limit on credit reporting by CRAs…)

I find it incredibly obviously stacking the deck to require a defendant to appear in court just to say that the debt is expired, and so cannot be enforced! That is something that constituents can write to their state legislators about changing, and so I wrote a sample letter a few years ago, which should still be reasonably useful, I hope.


Some states now allow the fact that a debt is expired to be stated in ‘The Reply’ to the summons, btw, so that the case can be dismissed, due to clogged courts, but even in those jurisdictions, people have to know to do this, and most folks don’t know, which is addressed in Phase I’s Public Financial Knowledge Infrastructure section of Project Do Better:

“The Honorable Lorena Gonzalez Fletcher
California House of Representatives
1350 Front Street
Suite 6022
San Diego, CA 92101
Tel: 619-338-8090
Fax: 619-338-8099

your name
address,
city, state zip
email
your phone

Dear Assemblywoman Gonzalez Fletcher,

I would like to request a bill which would benefit California residents. The state of Maryland has recently passed a law prohibiting lawsuits on any debts which have passed the Statute of Limitation (https://www.dllr.state.md.us/finance/advisories/advisory-debtcol.pdf ). While California requires notification if a debt is expired, many debtors are not able to use that information. And while debt buyers are prohibited from suing on expired debts in California, original creditors are not. Many creditors, like exploitative landlords and lenders, never sell their debts, waiting years to sue, until details of the situation are less clear. Most lawsuits are won by default, even on invalid debts. The key injustice is that proportionately more poor debtors are sued than well-off debtors (due to the fact that the Statute of Limitation must be explicitly raised as a defense by the debtor in CA). Hence, growing numbers of illegitimate judgments against those who do not have either the time or the ability (due to illness, etc) to defend themselves. Debt, credit reporting, and court action can have a direct bearing on citizens’ abilities to access employment and housing. Disallowing suits on all expired debts could help correct this injustice.

Respectfully,
sig “

Shira

*****************

Click here to read, if you like:

B5, HakanMuhafiz/The ProtectorSihirli Annem, Lupin, or La Casa de Papel/Money Heist Reviews

Holistic College Algebra & GED/High School Lesson Plans,

           or Long Range Nonfiction, or Historical Fiction Writing

Thoughtful Readers, please consider reading about #ProjectDoBetter.

Shira Destinie A. Jones, MPhil, MAT, BSCS

Shira


Shira Destinie Jones’ work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

Update: Invisible Children vulnerable to invisible debts: Action Items to help

Update from Project Do Better (Phase I, Financial Self-defense…)

  1.   Identity theft precautions, 
  2.  Validation of a debt to ensure that it was actually contracted by the person being pursued by the collector

(many people receive bills for debts they don’t owe, ignore them, and then end up wrongfully sued and even hit with default judgments because they didn’t reply to the court summons, or demand that the collector validate the debt).

Orphans like Çilek deserve protection, especially if they cannot do magic to protect themselves!

(from free book Invisible Children, KARA:)

“In your Child Protection System is there a volunteer program from a local law school that assigns a volunteer attorney to an abused child? I’ve met some well- meaning and bright attorneys who genuinely care for their clients this way. If not, are there adequate public legal representation for abandoned children?”

Kids who grow up ‘invisible,’ especially those without stable and functional families who protect and give them middle class cultural capital, like dinner table discussion of financial laws and mutual funds, are especially vulnerable to predatory lenders and debt collectors.

Until there are enough pro bono lawyers giving free legal and financial clinics, the rest of us can help in these ways:

1.)  ask local community colleges to offer free legal and financial clinics on your state’s statutes of limitations, contract and debt related laws, and consumer protection laws.

2.)  ask your law-makers to prohibit law suits on expired (aka Time Barred) debts.

3.)   ask your law-makers to lower the Statutes of Limitations on verbal and written contracts, which are often how kids unknowingly get into debt and end up in collections.

4.)  Write your own story (or novel) showing a world where kids get the protection they need, in multiple ways…

Please share your ideas for increasing Legal and Financial Literacy and opportunity for ALL of us!

This post is dedicated to my Great Great grandparents Wayne Anthony, murdered for succeeding, and his wife Maude Eleanor West Manzilla, who never gave up her legal suit to clear his name of the suicide charge by the life insurance company, and worked valiantly to keep her family together. Their descendants continue their work.

Quotes for a related post came from a recent ProPublica article co-published with The New Yorker.

Let’s , and ,  starting by improving these four parts of our good 4:
1. ,
2. legal aid and Education,
3. , and
4. good
Read, Write, Ranked Choice Voting and Housing for ALL!!!!, Walk !

for CCOVID-19
ShiraDest

originally posted in September, 12020 HE

Shira

*****************

Click here to read, if you like:

B5, HakanMuhafiz/The ProtectorSihirli Annem, Lupin, or La Casa de Papel/Money Heist Reviews

Holistic College Algebra & GED/High School Lesson Plans,

           or Long Range Nonfiction, or Historical Fiction Writing

Thoughtful Readers, please consider reading about #ProjectDoBetter.

Shira Destinie A. Jones, MPhil, MAT, BSCS

Shira


Shira Destinie Jones’ work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

El Maestro de Esgrima (The Fencing Master), and a sense of Honor vs. Empathy, as part of Adulting Education?

     So, yes, old habits can be applied to modern purposes, thoughtful Readers!  Every tool is useful for the task, as every adult must learn!  With both honor, and empathy!  And an absolutely gorgeous ending!!

🙂

 

I finished what I found to be a very thought-provoking read MaestroEsgrima, El Maestro de Esgrima, in my on-going, perhaps cooling now, love affair with the books of author Arturo Pérez-Reverte.  I think I most loved two points in the book: about living and dying, and about childhood games. I was impressed that he actually works a kids game into a major fight scene of the book!  His insistence on living his life by a set of rules that were nearly out of fashion already, even then, carries this book through some boring parts.  All of the boring parts are needed for the plot to make sense in the end, but the theme is the best part: why is it important for one to live by a code that makes one’s life more difficult?  Why take responsibility for upholding the truth, and for living by that truth, in a world where no one else will do so?  Or, in the words of part 6 of an earlier post:

     “6. accepting responsibility to think independently, taking responsibility for one’s actions and for preventing exploitation.”  

Here, honor, and defending the honor of others, involves taking responsibility for the mutual safety of all, even at the cost of self-sacrifice. But does that also mean that individuals have the responsibility to take care of themselves, and how?  And, more importantly, is that sense of honor similar to, related to, or the same as having empathy (both personal/individual empathy, and social empathy)??

  Then, there is the other question: about defending oneself legally, and financial self-defense.  Knowing one’s rights, such as the right not to be sued for an expired debt, also requires taking the responsibility to understand how to defend that right, and why such defense is needed, according to the local laws of the state or District in which one lives.  To me, such knowledge and application, for oneself and for or on behalf of others, is also part of upholding a sense of honor.

My notes from the book while reading, especially his points on living, and on dying:

“Me encanta ésa idea de cómo vivir, I tal vez mejor dicho, cómo morir:
“No de arrepentía de haber vivido: había amado y había matado…”

Wow. Fin Excelente.
An excellent ending.

Pero, si había mucha política que me aburrí.
But there was a lot of political stuff that was boring.
Me encantó el sentido del honor al lado del supuesto ingenuosidad.
I loved the sense of honor shown beside the supposed naivety.

Excellent thus far, even if in English. The library sent this copy, which I didn’t realize until I got it and started reading while awaiting the real copy, in Spanish, except that for some reason the system will not send any of his books in Spanish out for holds. Apparently we have to go get them from the central library? This makes no sense to me, but on the bus I shall go, when I have time…  😦   

Arranca un poco lento, con ‘bakshish’ para funccionarios y aristoratas mujeriegos, pero me gusta el maestro, con si dignidad y sus maneras.
/
Starts a bit slow, with bribes to officials and womanizing aristocrats, but I like the instructor’s dignity and way of being. 

…amaba la esgrima con la misma pasión…le resultaba…útil a la hora de solventar lances de honor.”. 😆😆.
Me encanta este narrador!
/
“…he loved fencing with the same passion… which was… helpful at the time of dealing with matters of Honor.”
I love this narrator!”

Me encanta la descripción del maestro. Pero estos tiempos no son agitados?

 

I love the description of the fencing master. But these times aren’t fast moving?”

 
October 2, 2020 –

 

 

3.0%”Por los cuernos de Lucifer?? Y creí que “por los clavos de Cristo” fue… ! Wow!!”

 
October 3, 2020 –

 

 

4.0%”Excelente! Justo cuando me empezé a aburrirme con el Marqués, me hace preguntar por tres páginas interesantes, cuál sería este Grial del maestro? Cool!!”

 
October 10, 2020 –

 

 

7.0% “80 frailes matados en 1834:…

Excelente final del capítulo!  /  Nice chapter ending!
Fin de primer capítulo.
No sabía cuán temprano habían empezado las luchas sobre la democracia.
I never knew how early those arguments about democracy began.
…una monarquía constitucional como Díos manda.”
Lol!!!”
 
October 14, 2020 –

 

 

17.0% “Por fin, la está tomando en serio!
/  He’s finally taking her seriously!”

 
October 17, 2020 –

 

 

21.0% “Me encanta ésa idea de cómo vivir, I tal vez mejor dicho, cómo morir:
“No de arrepentía de haber vivido: había amado y había matado…”
Cómo Alonso 

Alonso, por Omar R. La Rosa
Alonso, por Omar R. La Rosa

 en El Ministerio del Tiempo:


“No tengo quejas: he amado… he luchado por mi patria…”
/
I love this idea:
No regrets, after having loved, and fought with honor…”

 
October 17, 2020 –

 

 

28.0% “Ojalá que hubiera podido yo vivir en ese época (con derecho de llevar espada propia):
“Daría cualquier cosa por enviarle …mis padrinos al hombre…””

 
October 17, 2020 –

 

 

34.0%”author put in arguments at noon for comic thought diversion…”

 
October 17, 2020 –

 

 

36.0%”Tiene un sentido de Honor…”

 
October 17, 2020 –

 

 

38.0%”Me encanta: “Una buena muerte justifica cualquier cosa.”

 
October 17, 2020 –

 

 

40.0% “…tener una Troya ardiendo a sus espaldas”  /  “…to have a Troy burning behind you”
Hermosa! / Beautiful!

Cómo Alonso en El Ministerio del Tiempo :

“No tengo quejas: he amado… he luchado por mi patria…”

I love this idea:
No regrets, after having loved, and fought with honor…

ettenhard

So, it turns out that a modern sense of honor may have more to do with fighting via our modern civil and legal processes, for the honor of our Republic. What do you think?

More on my continuing striving with Castillian next week, friends:

   Nos vemos!  

Actions in support of literacy and hope that you can take right now:

1.) Share two different sources to translate the word “honor” into Spanish. 🙂

2.)   Share your thoughts on how you like each of the sources you found, 

3.) Write a blog post or tweet that uses a Spanish word, tells a good story, and makes a difference. I’m working on that through my historical fantasy #WiP, #WhoByFireIWill. Once published, donate one or more copies to your local public library, as I intend to do.

Dear Readers, any additional ideas toward learning, especially multiple as part of on-going education and empathy-building, to , & achieve freedom for All HumanKind? 

Support our key #PublicDomainInfrastructure  & for CCOVID-19:
1. ,
2. legal aid and Education,
3. , and
4. good

Stop Black Land Loss via Language Learning, and ProBono Legal Education

Some languages help us communicate, while other languages help us make things run smoothly. Computer languages and legal language are examples of the latter. To understand computer languages, one studies computer science, and to understand legal language, one studies the law and policies active in the state of residence. But not all of us have the opportunity to study the crucial legal language that governs much of our existence, and the consequences of that unequal knowledge can be devastating.

Lynching once occurred physically, but now happens financially, through the court system all across the South, and make no mistake, it is just as murderous, and just as racist:

“…42% of the cases involved black families, despite the fact that only 6% of Carteret’s population is black. Heirs not only regularly lose their land; they are also required to pay the legal fees of those who bring the partition cases. In 2008, Janice Dyer, a research associate at Auburn University, published a study of these actions in Macon County, Alabama. She told me that the lack of secure ownership locks black families out of the wealth in their property. ”

That is, land that is owned by their families.

Historically separate and highly unequal educational systems have also contributed to this system:

“A former state politician named Thomas Limehouse, who owned a luxury hotel nearby, bought Reed’s property at a tax sale for $2,000, about an eighth of its value. Reed had a year to redeem her property, but, when she tried to pay her debt, officials told her that she couldn’t get the land back, because she wasn’t officially listed as her grandmother’s heir; she’d have to go through probate court. Here she faced another obstacle: heirs in South Carolina have 10 years to probate an estate after the death of the owner, and” you can only do that if you know how to probate an estate, which you can only do if you know what it means to probate an estate.

Like my 2xs Great Grandfather Wayne Anthony Manzilla, many Black men were killed “between 1890 and 1920 because whites wanted their land.”

The problem with land law is that it is often “co-opted by big business. One lawyer said that people saw it as a scheme ‘whereby rich men could seize the lands of the poor.’ Even lawyer Nelson Taylor acknowledged that it was abused… his own grandfather had lost a 50-acre plot to (the) Torrens (law). ‘First time he knew anything about it was when somebody told him that he didn’t own it anymore,’ Taylor said. ‘That was happening more often than it ever should have.’ ”

And it should never happen.

“The leading cause of Black involuntary land loss,’ heirs’ property is estimated to make up more than a third of Southern black-owned land — 3.5 million acres, worth more than $28 billion. These landowners are vulnerable to laws and loopholes that allow speculators and developers to acquire their property. Black families watch as their land is auctioned on courthouse steps or forced into a sale against their will.”

So, what can we do about this? Well, several things. To help stop this injustice, at least 4 Action Items spring to mind:
1.)    Please consider giving your time, your cash, or your attention by sharing via your social and personal or business networks to The Center for Heirs’ Property Preservation, in South Carolina, and:
2.)   Please consider reading and sharing publications by ProPublica, a non-profit that spreads the word on these matters together with potential solutions, and

then:
3.)   Please read, review, and share Dr. Alexander’s book The New Jim Crow, because “42% of the cases involved black families, despite the fact that only 6% of Carteret’s population is black.” so, it really is about race.

4.)   OR:  Simply search for the term “Statute of Limitations” on Google, or your favorite search engine, to see how states like SC prevent heirs like Ms. Reed from probating their property.  If you have the energy, please share your findings with someone, over FaceBook, Twitter, or the phone.

Please share your ideas for increasing Legal and Financial Literacy and opportunity for ALL of us!

This post is dedicated to my Great Great grandparents Wayne Anthony, murdered for succeeding, and his wife Maude Eleanor West Manzilla, who never gave up her legal suit to clear his name of the suicide charge by the life insurance company, and worked valiantly to keep her family together.  MargarFelixManzilla-4Their descendants continue their work.

Quotes for this post came from a recent ProPublica article co-published with The New Yorker.

Originally posted in December, 12020 HE

*****************

Click here to read, if you like:

Science Fiction/Fantasy Shows,  Lupin, or Money Heist

Holistic High School Lessons,

Thoughtful Readers, if you are on Twitter, please consider following   #Project Do Better  on Twitter.

Shira

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Shira Destinie Jones’ work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

Day 49/67: Five Month GED, History, Interest, and financial language learning

      How can you determine what the cost of a student loan, or a mortgage, might be, in 20 years, and what might interest rates have to do with that?   What might the difference be between simple interest, compound interest, the prime rate, and other types of interest rates?  

And why should we all care?  All of these questions are part of learning the language of finance, which every Adult needs to understand, even if one does not wish to participate in all parts of the system.

You might get a start, or a refresher, on the mathematics for that in the lesson below…

 Middle of week 13/18
Day 49 Lesson Plan
Grammar: parallel structure in sentences
Math: Simple Interest
Today’s history reading
Day 49 Exit Ticket
(Day 48Day 50)

Bernanke drew some more parallels between then and now:

” I thought that I would speak to you about the parallels–and differences–between that crisis and the more recent one, particularly regarding the responses of policymakers. I draw four relevant lessons from the financial collapse of the 1930s; I will first list these lessons, then briefly elaborate. First, economic prosperity depends on financial stability; second, policymakers must respond forcefully, creatively, and decisively to severe financial crises; third, crises that are international in scope require an international response; and fourth, unfortunately, history is never a perfect guide.”

Action Prompts:

1.) Search for two different sources explaining who Bernanke is, and what The Prime Rate is,

2.) Who sets The Prime Rate in the US, and what does it affect?  (Hint: alot!!!)

modern building polygonal shaped facade under sky in city
Photo by Isabella Mendes on Pexels

 

3.) Write a book, story, blog post or tweet that uses your findings, and then, please tell us about it!  If you write a book, once it is published please consider donating a copy to your local public library.  This lesson plan is part of my personal contribution to Project Do Better.

***************** 

Click on the ShiraDest webpage main menu, above this post, to read more, if you like:

Narrative and Prose Nonfiction,     

or Holistic High School Lessons,

or Historical Fiction Serial Stories

Shira

Creative Commons License
Shira Destinie Jones’ work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

Day 44/67: Five Month GED, Exponential Curves, and, Interesting Education

                         Aside from understanding exponential growth in populations of rabbits, and germs,

covid-19-curves-graphic-social-v3 

Adulting also often requires  understanding how debt can grow just as rapidly.  Knowing how to defend yourself legally, for instance on a medical debt that may have expired, when you are summoned to court on it anyway: if you don’t go let them know (that the debt is time-barred), you may have ‘a hard row to hoe.’ 

   Especially since compound interest also gets very interesting as it  grows exponentially…

 Middle of week 12/18
Day 44, Week 12
Grammar: Quotes and more
Math: Using Exponents
 
Day 44 Exit Ticket
(Day 43Day 45)

Action

Prompts:

1.) Why might it be important to understand exponential rates of change?  Why do you think it may (or may not) help citizens of a Republic, especially those who are more vulnerable?

2.) Write a book, story, blog post or tweet that uses those thoughts, and then, please tell us about it! If you write a book, once it is published please consider donating a copy to your local public library.

3.)  Feel free to answer the exit ticket questions in the comments, or pose any other questions you may have about the lesson, if you wish.

 **********************

Thoughtful Readers, please consider learning about   #ProjectDoBetter.

Shira

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Shira Destinie Jones’ work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

Day 36/67, Five Month GED, circles, and triangles

   Adulting is also about understanding relationships between seemingly unrelated things, and  how to find up-to-date information and help in finding that information and how to use it, like legal information.

texmacs_graphics_sample_-_triangle_in_a_half-circle

   Thus, relationships between shapes, and relationships between ideas are similar, right? 

modern building polygonal shaped facade under sky in city
Photo by Isabella Mendes on Pexels
Start of week 10/18
Day 36 Lesson Plan
Grammar: Essay Writing, Pro or Con Paragraphs
Math: area of Rectangles & Triangles together
Day 36 Exit Ticket
(Day 35Day 37)

Action Items:

1.) Where can you get Pro-Bono Legal Aide, in your area?  Is there a local Project Do Better volunteer who can help you with this, if you need it?

2.) Write a book, story, blog post or tweet that uses those thoughts, and then, please tell us about it! If you write a book, once it is published please consider donating a copy to your local public library.

3.)  Feel free to answer the exit ticket questions in the comments, or pose any other questions you may have about the lesson, if you wish.

Dear Thoughtful Readers, ideas on learning, especially multiple , on-going education and empathy-building, to , & achieve freedom for All HumanKind? 

Support our key #PublicDomainInfrastructure  & for CCOVID-19:
1. ,
2. legal aid and Education,
3. , and
4. good

-we can learn from the past Stayed on Freedom’s Call ,

                by Teaching and Learning (Lesson Plan list on the ShiraDest website menu above) in the present, to

                                               help build a kinder future, and Do Better  for all of us

 

   and  Babylon 5 review posts, from a Minbari Ranger’s perspective,

               and can historical fiction stories inspires learning and courage, Ann and Willow??

l’Shalom, Peace

Shira Destinie A. Jones, MPhil, MAT, BSCS

Shira

the year, 2022 CE = year 12022 HE

 

 

  We’d love to hear from you here,  if you read it! 

🙂

Shira Destinie Jones’ work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.