Tag Archives: SoL

Public Financial Knowledge Infrastructure: Expired vs. Extinguished Debts

This is a topic I’ve written about before, but not in detail, as part of Project Do Better’s Phase I piece, Public Financial Knowledge Infrastructure.

In most states, expired is merely ‘unenforceable’ except that you have to defend by showing the court that the debt is expired. That is why so many suits (around 90%) win by default, as people rarely show up in court to defend, and so that expired debt then gets a loss by default, followed by a money judgement, often on expired, and thus Time-Barred, or, unenforceable or even

unvalidated debts, , past the SoL.

Unfair and injust, but frequent.

Two states do ‘extinguish’ the debts after some years (13 yrs, if I recall correctly, in the case of MS), but an expired debt is not extinguished, just legally unenforceable. The problem with that is the need to defend on the unenforceability. (Note that this should not be confused with the 7-year limit on credit reporting by CRAs…)

I find it incredibly obviously stacking the deck to require a defendant to appear in court just to say that the debt is expired, and so cannot be enforced! That is something that constituents can write to their state legislators about changing, and so I wrote a sample letter a few years ago, which should still be reasonably useful, I hope.


Some states now allow the fact that a debt is expired to be stated in ‘The Reply’ to the summons, btw, so that the case can be dismissed, due to clogged courts, but even in those jurisdictions, people have to know to do this, and most folks don’t know, which is addressed in Phase I’s Public Financial Knowledge Infrastructure section of Project Do Better:

“The Honorable Lorena Gonzalez Fletcher
California House of Representatives
1350 Front Street
Suite 6022
San Diego, CA 92101
Tel: 619-338-8090
Fax: 619-338-8099

your name
address,
city, state zip
email
your phone

Dear Assemblywoman Gonzalez Fletcher,

I would like to request a bill which would benefit California residents. The state of Maryland has recently passed a law prohibiting lawsuits on any debts which have passed the Statute of Limitation (https://www.dllr.state.md.us/finance/advisories/advisory-debtcol.pdf ). While California requires notification if a debt is expired, many debtors are not able to use that information. And while debt buyers are prohibited from suing on expired debts in California, original creditors are not. Many creditors, like exploitative landlords and lenders, never sell their debts, waiting years to sue, until details of the situation are less clear. Most lawsuits are won by default, even on invalid debts. The key injustice is that proportionately more poor debtors are sued than well-off debtors (due to the fact that the Statute of Limitation must be explicitly raised as a defense by the debtor in CA). Hence, growing numbers of illegitimate judgments against those who do not have either the time or the ability (due to illness, etc) to defend themselves. Debt, credit reporting, and court action can have a direct bearing on citizens’ abilities to access employment and housing. Disallowing suits on all expired debts could help correct this injustice.

Respectfully,
sig “

Shira

*****************

Click here to read, if you like:

B5, HakanMuhafiz/The ProtectorSihirli Annem, Lupin, or La Casa de Papel/Money Heist Reviews

Holistic College Algebra & GED/High School Lesson Plans,

           or Long Range Nonfiction, or Historical Fiction Writing

Thoughtful Readers, please consider reading about #ProjectDoBetter.

Shira Destinie A. Jones, MPhil, MAT, BSCS

Shira


Shira Destinie Jones’ work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

Public Financial Knowledge Infrastructure: Is Your Debt Time-barred?

   This basic post is meant to be useful for anyone wishing to give a 5-minute seminar at the Metro/Trolley/Bus stop.
Please share widely.
Now that we know what a Statute of Limitations
is,  statutes-of-limitations and how to get the  information  on your debt, if it is Valid, you have the information that a legal expert needs to figure out if your debt is still enforceable in your state (or DC).
You should also look at your credit report, since debts are often listed by type there, as well.
1.  revolving  or open, is credit card;
2.  written contract is an apartment lease, for example;
3.  verbal contract;
4.  promissory notes.
        Again, many web sites list the various SoLs by state, but be sure to compare the SoL in your state with the online legal code of your state, and be sure that it is up to date (ask a law student if you are not sure, at a free legal clinic).
    Now that you have all of the dates from your last payment, check your state law to see how soon after that the SoL for that type of debt kicks in, and count the years.  If it is too old, then the debt is not enforceable, but you need to tell them that.  In writing.  There is a lot of advice online about this, but you probably want to get a Pro-Bono lawyer or law school student to help you, just to be sure.
   Remember to always respond to a letter about debt, after checking with a legal person.
Don’t wait  until_debt_tear_us_apart_28unsplash29
      More on getting our state legislators to change this situation in a couple of weeks.

Shira

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Click here to read, if you like:

Shira

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Shira Destinie Jones’ work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

Public Financial Knowledge Infrastructure: What is Validating a Debt?

    Here is another very basic post, meant to be useful for anyone wishing to give a 5-minute seminar at the Metro/Trolley/Bus stop.  Please feel free to print, handout, repost, and share widely.
statutes-of-limitations
   Last week, we defined the phrase Statute of Limitations for four types of debt.
    We mentioned that a crucial point to remember is that in most states, the clock can restart on an old debt if you promise to pay, or make even a token payment on an old or expired debt, which is why it is very important to be careful in dealing with debt collectors of any type, even if the debt has  been validated.
   Validated?
     Validating a debt is the process of sending you certain required information that proves you to be the person owing a certain debt.
    Federal law requires certain information, so be careful to get all of the details:  this site, for instance (unless I missed it in the fine print), neglects to mention the ‘tear-off’ that collectors must send you, right?
      Details matter.
     So, if you know someone being called by debt collectors, let that person know that they should ask, preferably in writing,  that the collector Validate the Alleged Debt.  Lots of sample debt validation letters are available online.
   Please share widely, and we’d love links here to some great sample letters you find or write!
      Using this information now, if your debt is valid, you can get help finding out if it is Time-barred, yet.  printable_yearly_2020_calendar
      More, after that, on how to help change this by mailing your state legislators in another week or so.

Shira

*****************

Click here to read, if you like:

Shira

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Shira Destinie Jones’ work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

Public Financial Knowledge Infrastructure: What is an SoL?

    Since no one seems to be jumping up and down to get this part of the Project started, I am beginning with a very basic post, meant to be useful for anyone wishing to give a 5-minute seminar at the Metro/Trolley/Bus stop.
   SoL  ==  Statute of Limitations
   Statutes of Limitations are time limits on the enforcement of laws, basically.  The kinds of SoLs that Project Do Better focuses on, in Phase I, are those related to debt.  Every state has a different set of SoLs for each of the 4 kinds of debts:
  1.   revolving  or open, is credit card;
  2.   written contract;
  3.   verbal contract;
  4.   promissory notes
        Many web sites list the various SoLs by state, but be sure to compare the SoL in your state with the online legal code of your state.
  statutes-of-limitations
    Another crucial point to remember is that in most states, the clock can restart on an old debt if you promise to pay, or make even a token payment on an old or expired debt.  That is why it is very important to be careful in dealing with debt collectors of any type, even if the debt has  been validated.
  until_debt_tear_us_apart_28unsplash29
 And
a week or so after that…
  printable_yearly_2020_calendar
  And then, you can determine whether that debt, if valid, is time-barred.

Shira

*****************

Click here to read, if you like:

Shira

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Shira Destinie Jones’ work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

French Empathy Fridays, Connâitre ses Droits et éviter les Proces… Know Your Rights & Avoid Trial…

How can empathy help avoid trial?  By helping to make sure that everyone knows the basics of the legal system, their rights, and local facts about Pre-Trial Interventions/Diversions, for starters.

The common good, or the general welfare, is also tied up with Lupin (!), and with on-going legal & financial pro-bono education (aka Adulting Education), which must become more fully inclusive for all of us.

Click here for English…

“ -C’est quoi ça?
-Votre côte sur le marché de l’art: 11.000 euros”

Mais si Driss n’avait-t-il pas d’argent ? Et s’ils lui avaient arrêtaient dans la misère ? Aux États-Unis il y à une moyen d’éviter les procès mais qui coute cher, selon l’état dans on aura le procès. C’est mon espoir qu’on peut avoir des changements de cette politique, avec l’aide des citoyens Américains, et aussi ce de nos amis.

“ -What’s this?
-That’s what you’re worth on the art market: 11,000 Euros.”

But what about before Driss had that money? What if he’d been arrested utterly poor?

In many states, programs exist to help first time offenders avoid trial and charges. But, Pre-trial Diversion or Intervention programs, as they are known, are often unfair to the poor, as in MD and many other states: perpetrating the cruelty of charging money that some people simply do not have in order to avoid jail. My emphatic immediate-term policy recommendation is that all States emulate “Cook County … in Chicago, where defendants are not charged a fee ” for Pre-Trial service programs. And my long-term policy recommendation is that we strengthen our freely available legal services and Pro-Bono Legal Aide availability drastically, perhaps requiring ALL lawyers and law firms to offer 20% of their time or services free to lower income people, and that states and counties offer free continuing education in financial and consumer education, including the all too rarely taught rights in each state regarding debt, housing, health care and also criminal law. Both short-term and long-term approaches are needed, immediately.

Toward “…justice for all.”

Read, Write, Dream, Walk !

#PublicDomainInfrastructure
ShiraDest
11 April, 12018 HE (Holocene/Human Era)

So, it turns out that knowing what bits of legal information change from state to state is also important, as is knowing that one must actively defend against an expired medical or other type of debt, even if it is time-barred (or past the SoL), illogical as that may seem…

Action Items:

1.) Share two different sources giving the different Statutes of Limitations (SoL) for your state, or District,

2.) Share your thoughts on how changing those SoLs might help, or hinder,  allowing people to climb out of debt,

3.) Write a book, story, blog post or tweet that uses that information and your thoughts. If you write a book, once published, please consider donating to your local public library.

Dear Readers, ideas on learning, especially multiple #LanguageLearning, on-going education and empathy-building, to #EndPoverty, #EndHomelessness,  #EndMoneyBail & achieve freedom for All HumanKind?

*****************

Click here to read, if you like:

B5, Hakan:Muhafiz/The Protector,  Lupin, or La Casa de Papel (Money Heist) reviews

Holistic High School Lessons,

           or Long Range Nonfiction, or Historical Fiction

Thoughtful Readers, if you are on Twitter, please consider following   #Project Do Better  on Twitter.

Shira

Shira Destinie Jones’ work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

Debt Remission for Justice in Repairing Black History?

The judicial system considered most of my ancestors to be legal property. As a descendant of slaves, I look at various ways to handle inter-generational wealth, or the lack thereof, and I wonder how to adjust our need for Truth, Reconciliation and restitution to take into account the realities of the various levels of access to resources that different groups of people had (or didn’t have). Racism had its effects, and debt-build up did too, for all poor people.

The ability to build up wealth and pass that on to one’s children requires a fair judicial system that allows one to both build and keep wealth, and then to keep that wealth within a family group safely. Unlike, say, Tulsa, OK in 1921, or many other cases of murder for Black wealth. In studying the book of Deuteronomy, ch. 15, I noticed that the Bible also has much to say about helping people build and keep their wealth.

First, a fair judicial system is a must.

Second, debts cannot be allowed to build up too far for too long.


An interesting repetition in Devarim 15:8 -openly open your hand to him.


Why the redundancy? There are two sides to giving a loan:


1. Short term financial help
2. long term community responsibility to
         a. help the person make a sustainable living
         b. create equitable structures that prevent neediness.


Loan forgiveness and lending are short term solutions.


Structural equity is the long term solution

1. interest free, egalitarian equitable structure
2. interconnect various communities
3. since a person can donate time and withdraw that time later, it gives along term
incentive for each person to contribute to the community and have that time valued and
recognized by the community.

4. over time this strengthens individuals and communities.


Thus lending is short term, while long term structural fairness is also needed.


(from 2012…)
Shira Destinie Jones, Mphil, DC “Community Cooperation” Singing Tour Guide

So, it turns out that

1.) debt forgiveness is an old idea, and

2.) a fair judicial system is related to debt, both short and long-term, and both need to be considered together as part of an inter-related justice system.  Today, the criminal justice system adds to the debt of many people who were incarcerated rather than educated, and even more people, White and Black, suffer from lack of learning via default judgements on Expired Debts (debts past their Statutes of Limitations, or SoL), and medical or health-care related debt (another reason that Europe has higher upward mobility than the USA).

More on my continuing striving with justice, both judicial and economic, next time:

Yassas,   γεια σας!    Salût !  Nos vemos!  Görüşürüz!     ! שָׁלוֹם

Action Item   in support of freedom for all that you can take right now:

 Write a blog post or tweet that discusses racism, connecting what you can see of the history of debt to that racism.

*****************

Click here to read, if you like:

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Shira Destinie Jones’ work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

 

Wondering Wednesdays, Baby Acres, Chapter 1, part 1

This post continues the rough draft of  Chapter 1 of my non-fiction WiP, Baby Acres.  And it now has words!  🙂     I’m posting the first outline section, chapter 1, section IA, warts and all, so please be forgiving here, dear readers.  At the moment it is the best I can do.  This was only meant to be about 250-300 words, but I got a little, well, verbose, at 580 words, I guess.

I’ve also realized, or remembered, rather, from my thesis writing, that putting the outline up front and then the verbage, or writing the words, later, is a mess.   It is easier than having a separate spreadsheet for the outline and wordcount (though that process does work better for me when I am writing a novel, perhaps because there are so many more threads to keep track of, and also because I often struggle to hit my initial wordcounts while drafting fiction, so that wordcount tracking in my novel WiP spreadsheet keeps me moving it along, while adherring to potential publisher genre wordcount requirements).

Too bad my current free word processing software is too “light” to expand an outline and recollapse it again by chapter.  So I am doing this all manually.

As previously stated, the overall goal is now to explain why we need both equ. + justice, & why in 4 phases.  This chapter will transition to a chapter (2-5) for each phase, showing what Phases I-IV could look like as part of a possible roadmap for a fully inclusive society for all of us.  This vision is laid out in the hope that All HumanKind  will eventually have each person’s basic needs  met, without taking anything from anyone, and without violence, intimidation, nor coercion of any kind. 

Chapter One, section IA:

Phase I with respect to the entire project, and phases II-IV:

The first stage of this project forms the foundation for all three remaining stages. Phase I
consists of showing the connections between four key parts of our infrastructure, and building enough support for those systems as part of our larger sphere/culture/system/xyzWorld. A lack of health care, public transportation, up-to-date information, and safe community gathering spaces places limits on the freedom of us all. Accessible and safe community information-finding spaces are equally important, and public libraries frequently act as both gathering spaces for community events, and a point of first contact for many members of the most vulnerable communities to find up to date information on health events, voting, and other critical issues.

Both a single payer health care system and good public transit are key to free speech and
association. Lack of guaranteed transportation puts a practical limit on what a person can say due to lack of ability to protect one’s health, since having no car makes trips to doctor’s offices more difficult, or even impossible. Lack of health care and independent transportation can also put the job of a vulnerable worker at risk, leading to fear of job loss or black-listing, based on guilt by association. Those fears can quite effectively limit both freedom of association and freedom of worship, for instance when attending mosque is equated with associating with
terrorists. This underscores the importance of having access to good information, since

“a little knowledge is dangerous.”

currently page 11…

 

Both public transportation and public health care are also interconnected to consumer debt education and public libraries. Lack of current and accurate information on debt laws at the state level, for example, leads to many default judgments on debts which were already time-barred. These default SoL judgments are often strongly skewed toward poorer zip codes

(find blog posts with MD and other state studies…) .

This lack of continuing legal financial education tilts the scales toward further unjust and also unsustainable economic distribution. Public libraries are one key place where up to date information on such critical financial and pub health and safety issues is accessible to even the most vulnerable members of society. These four systems are thus inseparably linked and needed before progress on any other part of society could advance. Together they are called PublicDomainInfrastructure, and their connection to the larger whole will be shown in chapter two.

The higher levels of both empathy and critical thinking skills needed to build support for
PublicDomainInfrastructure can be supported in various ways.

Reaching the 4 Freedoms will require climbing a fairly steep learning curve for many people, and the process of learning both sets of skills could be significantly aided by encouraging people from all walks of life both to learn two or three (hinted at in ch.2, developed in chptr 3) languages, and to travel, when possible.

Travel is also especially helpful to this learning process, but is far less accessible to the majority of people than language learning, which can be done for free online, when one is persistent enough. Language learning is an inexpensive tool for building empathy, as travel could also be, if we were imaginative enough.

Public libraries can help in that task, as well as in learning how to build a habit of continual
individual learning and even group research. Many libraries have multi-lingual staffs, and
reference librarians trained in finding information from around the world. So, they are well-
placed to encourage more on-going individual and community learning in a variety of ways.

— (Next section: Chapter 1, IB…)

I’m continuing to update the outline for the first chapter, and also, I revise old versions of the all of the chapter outlines as I go.  I like to save my work each day as a PDF (doc has been updated with “, and to travel, when possible”…), in addition to backing up the rtf document.  That way I have a snapshot for each stage of the work, and I can also use any editor I want to edit the file, in case of crashes.

(Btw, I must remember to ask JYP about acks, since anon. blog…)

Last week was the seventh installment of this series…

 

Action Items:

1.) Consider some ideas you may have on how having safe and far-reaching public transit, universal health care, free local legal and financial classes, and great libraries could society change in 15 years,

2.) Share them with us in the comments, here, please, and

3.) Write a story, post or tweet that uses those sources and your thoughts.

Dear Readers, ideas on learning, especially multiple #LanguageLearning, on-going education and empathy-building, to #EndPoverty, #EndHomelessness,  #EndMoneyBail & achieve freedom for All HumanKind?

Support our key #PublicDomainInfrastructure  & #StopSmoking at LEAST for CCOVID-19:
1. #PublicLibraries,
2. #ProBono legal aid and Education,
3. #UniversalHealthCare, and
4. good #publictransport
Read, Write -one can add Stayed on Freedom’s Call via this GoodReads button:

Stayed on Freedom's Call: Cooperation Between Jewish And African-American Communities In Washington, DC,

 

Vote, Teach and Learn (PDF Lesson Plan Book)

and
my Babylon 5 review posts, if you like Science Fiction,
and
a proposed Vision on Wondering Wednesdays: for a kinder world…
   

Shira Destinie A. Jones, MPhil

our year 2020 CE =  12020 HE

(Day 1Day 5)

Stayed on Freedom’s Call
(free copies at: https://archive.org/details/StayedOnF…)
includes two ‘imagination-rich’ walking tours, with songs, of Washington, DC. New interviews and research are woven into stories of old struggles shared by both the Jewish and African-American communities in the capital city.

Shared histories are explored from a new perspective of cultural parallels and parallel institution-building which brought the two communities together culturally and historically.

Please leave a review, if you can, on the GoodReads page.

StayedOnFreedomsCallGoodReads

Thoughtful Thursdays, Stayed on Freedom with the Call of Freedom, and Continuing Legal and Financial Education

I think that the importance of continuing pro bono legal and financial education at the local level is often overlooked as a tool for all of our uplift.  There are many ways that ordinary people can help one another learn about local legal laws, like state Statutes of Limitations, or consumer protection laws in your county, in cases where they clarify, as in Montgomery County, in Maryland.

If the common good, or the general welfare, requires each person to pay one’s debts, then how can we not think of the role of understanding the implications of each financial document that we sign, and how to understand that, in the absence of understanding of local financial law?   How do we each help our society to become more fully inclusive for all of us, while helping us all, especially young people, understand financial legal bindings?

I had part of an answer, a few years ago, which continues with page four of my book Stayed on Freedom’s Call, and the two song titles which were combined to create the title for this book:

“Stayed on
Freedom” lyrics
Woke up this
morning with my
mind
Stayed on
freedom
2x
Hallelu, Hallelu,
Hallelujah.
I’m walking and
talking with my
mind stayed on
freedom
2x
Hallelu, Hallelu,
Hallelujah.
“Dror Yikra”
lyrics
Dror Yikra l’ven
im bat
V’yintsorchem
k’mo vavat.
“Freedom Will Call”
lyrics
(title is author’s
translation)
He will proclaim
freedom for all his
children
Na’im shimchem And will keep you as
velo yushbat.
the apple of his eye
Sh’vu venuchu Pleasant is your name
b’yom Shabbat.
and will not be
destroyed
D’rosh navi
Repose and rest on the
v’ulami
Sabbath day.
Va’ot yesha ase
imi
Seek my sanctuary and
Neta sorek b’toch
my home.
karmi
Give me a sign of
She’e shav’at
deliverance.
b’nei ami.
Plant a vine in my
vineyard.
Look to my people,
hear their laments.
http://www.pbs.org/wgbh/americanexperience/features/general-article/soundtrack-lyrics/#morning


http://www.hebrewsongs.com/song-droryikra.htm

Page 4″

So, it turns out that the page will not easily format as it is seen in the book, but the idea is there (and I kind of like the way it came out almost as an interlinear translation).

Page three was last week…

Action Items:

1.) What are your thoughts on the importance of everyone, especially the young, understanding local financial laws regarding Statutes of Limitations, etc?

2.) Share them with us in the comments, here, please.  (My example: the CA Office of the AG’s summary, from the CA legal code online…)

3.) Share your thoughts on how Continuing legal and financial Education via citizen cooperation might help, or hinder, inclusive thinking,

4.) Write a story, post or tweet that uses those thoughts.

Dear Readers, ideas on learning, especially multiple #LanguageLearning, on-going education and empathy-building, to #EndPoverty, #EndHomelessness,  #EndMoneyBail & achieve freedom for All HumanKind

Support our key #PublicDomainInfrastructure  & #StopSmoking at least for CCOVID-19:
1. #PublicLibraries,
2. #ProBono legal aid and Education,
3. #UniversalHealthCare, and
4. good #publictransport
Read, Write -one can add Stayed on Freedom’s Call via this

GoodReads button: Stayed on Freedom's Call: Cooperation Between Jewish And African-American Communities In Washington, DCVote, Teach and Learn (Lesson Plans)!

 

Nih sakh sh’lekk, sleem wa.   Yassas,   γεια σας!    Salût !  Nos vemos!  Görüşürüz!     ! שָׁלוֹם

ShiraDest

February, 2021 CE = February 12021 HE

(The last on-going GED lesson 67/67 , and the first lesson 1/67…)

Stayed on Freedom’s Call
(free: https://archive.org/details/StayedOnF…)
includes two ‘imagination-rich’ walking tours, with songs, of Washington, DC. New interviews and research are woven into stories of old struggles shared by both the Jewish and African-American communities in the capital city.

Shared histories are explored from a new perspective of cultural parallels and parallel institution-building which brought the two communities together culturally and historically.

Free copies are available at https://archive.org/details/StayedOnF…

Creative Commons License
Shira Destinie Jones by ShiraDest is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

French Fridays, amené au cour pour rien avoir fait, et l’Adulting

Le bien de touts, ça n’est pas les Body Attachments, malgré leur usage.    L’urgence pour les plus démunis dans notre societé c’est comment celle du pauvre  architecte Numerobis!

Click here for English…

 

“-Architecte Numérobis !

-Oh !
C’est pas la peine de me pousser !”

… ça s’appelle (aux états unis) un “Body Attachment” -ce qui permet de t’envoyer au tribunal sans avoir commis un délit. Et le problème avec ça c’est que il y à plein des procès contre le démunies mais pas contre les riches. Souvent, les jugements par défaut sont obtenus sur les dettes qui sont bien au-delà de leurs statuts de limitations, mais les accusés ne pouvaient pas se défendre par un manque de savoir ou un manque de capacité à se défendre, et donc perdu soit par défaut, malgré la poursuite étant techniquement illégal. En suite ça mène à encore plus des soucies d’argent et même en prison, sûr tout quand on à des diversions pour ce qui peuvent payer, mais des procès et aux prison pour ce qui n’ont pas les moyens de payer pour éviter les procès. Après ça, le système de justice criminel a son propre montage des dettes, encore pire.

Des solutions possibles: Qu’on fait pas amené au tribunal pour des dettes, qu’après un temps limite, il n’y aura pas des procès pour des dettes, et sûr tout pas de paiements pour éviter les procès légaux. Et comment se fait-t-on pour éviter tous ces maux ? On incite les gouvernements de donner un Revenu de Base a tout le monde, augmenté par des Monnaies Locales. Et ça, c’est fait par la coopération humain. Même la Reine ne le peut pas nier.

Donc, cet à nous de le faire réparer cet faut de justice, comment on a commencé dans le Maryland

Action Items:

1.) Search for two different sources describing laws in states that allow Body attachments.

2.) Share them with us in the comments, here, please.

3.) Share your thoughts on how those laws harm people unjustly, and harm society,

4.) Write a book, blog post or tweet that uses that information, tells a good story, and makes a difference. I’m working on that through my historical fantasy #WiP, #WhoByFireIWill. If you write a book, once published, please consider donating to your local public library.

Dear Readers, ideas on learning, especially multiple #LanguageLearning, on-going education and empathy-building, to #EndPoverty, #EndHomelessness,  #EndMoneyBail & achieve freedom for All HumanKind? 

Support our key #PublicDomainInfrastructure  & #StopSmoking for CCOVID-19:
1. #PublicLibraries,
2. #ProBono legal aid and Education,
3. #UniversalHealthCare, and
4. good #publictransport

***************** 

Click here to read, if you like:

B5, La Casa De Papel/Money Heist, & Lupin & Hakan: Muhafiz/The Protector Reviews

Holistic High School Lessons,

French Fridays, In Jail for No Crime, and Adulting Education

The common good, or the general welfare does not include Body Attachments, despite their continued use.  On-going legal & financial pro-bono education (aka Adulting Education), must become more fully inclusive for all of us.  The urgency for those most vulnerable in our society is like that of poor architect Numerobis!


“-Architecte Numérobis !

-Hey!
You don’t need to push me!”

… that is called (in the United States) a “Body Attachment” -which lets you be taken into custody without having committed a crime. The problem with that is that there is a greatly disproportionate rate of civil justice system debt collection litigation against the poor, rather than against wealthier debtors. Often default judgments are obtained on debts which are well past their Statutes of Limitations, but defendants were unable, due to lack of knowledge or lack of ability (illness, fear, no time off from work, lack of transportation, etc…) to defend, and thus lost by default, despite the lawsuit being technically illegal to begin with. This can lead to further financial problems, and even to jail time for those who end up in the Criminal Justice system. Particularly unjust is Pre-Trial Diversion, also known as Pre-Trial Intervention. Those who can afford to pay for Pre-Trial Diversions get all charges dropped, while those who cannot afford to pay go to trial and even to prison. To make matters worse, the criminal justice system has its own structure of debts on top of civil debts.

Some possible solutions to this arbitrary abuse of our justice system are: abolishing “Body Attachment” in the case of civil debt judgments, prohibiting lawsuit filings on time-barred debts, and above all, eliminating payment for Pre-Trial Diversion/Intervention. But how can we potentially prevent all of these problems at their source? We could encourage governments to provide a universal Basic Income, even if only in a Local Currency, potentially backed by partial acceptance for payment of local taxes, as many municipalities have done. This provides a floor on poverty, a floor on desperation, and a chance at avoiding the civil debts that often presage criminal justice system involvement, in our uneven set of systems. Even the Queen could not deny that.

Read, Write, Dream, Walk !

 

So, it turns out that MD has at least started the process of curbing the use of Body Attachments, but has that state, or any others, fully banned this action?

Action Items:

1.) Search for two different sources describing laws in states that allow Body attachments.

2.) Share them with us in the comments, here, please.

3.) Share your thoughts on how those laws harm people unjustly, and harm society,

4.) Write a book, blog post or tweet that uses that information, tells a good story, and makes a difference. I’m working on that through my historical fantasy #WiP, #WhoByFireIWill. If you write a book, once published, please consider donating to your local public library.

Dear Readers, ideas on learning, especially multiple #LanguageLearning, on-going education and empathy-building, to #EndPoverty, #EndHomelessness,  #EndMoneyBail & achieve freedom for All HumanKind

Support our key #PublicDomainInfrastructure  & #StopSmoking for CCOVID-19:
1. #PublicLibraries,
2. #ProBono legal aid and Education,
3. #UniversalHealthCare, and
4. good #publictransport
Read, Write -one can add Stayed on Freedom’s Call via this GR button:

   Salût ! 

ShiraDest

December, 2020 CE = December 12020 HE

(The previous lesson 20/67 published since this post, and the most recent lesson 21/67…)

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