Update from Project Do Better (Phase I, Financial Self-defense…):
- Identity theft precautions,
- Validation of a debt to ensure that it was actually contracted by the person being pursued by the collector
(many people receive bills for debts they don’t owe, ignore them, and then end up wrongfully sued and even hit with default judgments because they didn’t reply to the court summons, or demand that the collector validate the debt).
Orphans like Çilek deserve protection, especially if they cannot do magic to protect themselves!
(from free book Invisible Children, KARA:)
“In your Child Protection System is there a volunteer program from a local law school that assigns a volunteer attorney to an abused child? I’ve met some well- meaning and bright attorneys who genuinely care for their clients this way. If not, are there adequate public legal representation for abandoned children?”
Kids who grow up ‘invisible,’ especially those without stable and functional families who protect and give them middle class cultural capital, like dinner table discussion of financial laws and mutual funds, are especially vulnerable to predatory lenders and debt collectors.
Until there are enough pro bono lawyers giving free legal and financial clinics, the rest of us can help in these ways:
1.) ask local community colleges to offer free legal and financial clinics on your state’s statutes of limitations, contract and debt related laws, and consumer protection laws.
2.) ask your law-makers to prohibit law suits on expired (aka Time Barred) debts.
3.) ask your law-makers to lower the Statutes of Limitations on verbal and written contracts, which are often how kids unknowingly get into debt and end up in collections.
4.) Write your own story (or novel) showing a world where kids get the protection they need, in multiple ways…
Please share your ideas for increasing Legal and Financial Literacy and opportunity for ALL of us!
This post is dedicated to my Great Great grandparents Wayne Anthony, murdered for succeeding, and his wife Maude Eleanor West Manzilla, who never gave up her legal suit to clear his name of the suicide charge by the life insurance company, and worked valiantly to keep her family together. Their descendants continue their work.
Quotes for a related post came from a recent ProPublica article co-published with The New Yorker.
Let’s #EndPoverty, and #EndHomelessness, starting by improving these four parts of our good #PublicDomainInfrastructure 4:
1. #libraries,
2. #ProBono legal aid and Education,
3. #UniversalHealthCare, and
4. good #publictransport
Read, Write, Ranked Choice Voting and Housing for ALL!!!!, Walk !
#PublicDomainInfrastructure #StopSmoking for CCOVID-19
ShiraDest
originally posted in September, 12020 HE
Shira
*****************
Click here to read, if you like:
B5, Hakan: Muhafiz/The Protector, Sihirli Annem, Lupin, or La Casa de Papel/Money Heist Reviews
Holistic College Algebra & GED/High School Lesson Plans,
or Long Range Nonfiction, or Historical Fiction Writing
Thoughtful Readers, please consider reading about #ProjectDoBetter.
Shira Destinie A. Jones, MPhil, MAT, BSCS
Shira
Shira Destinie Jones’ work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
Interesting. In the light of the most recent case at the orphanage, that I’ve been told about in any case, I wonder if the young lady (18) wouldn’t have been better off with such a (human rights) lawyer instead of a social worker? Am going to have to find a way of getting the idea across without having my head bitten off. I’ll download the book.Thanks!! One of the ideas I tried to get across during my time there was for a bridging year (or two) after a resident has to leave the orphanage to go find her/his way in the world. Education such as the above will be vital during such a time for the young adult to be more prepared for the nastiness (some more) the world has to offer for the unwary.
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Exactly: California seems to have passed some legislation relatively recently to give orphans and kids from the foster system some kind of financial and educational support until the age of 21, if I recall correctly, but I’d have to look it up. Other states do nothing at all for orphans, I understand. Another reason we all need Universal Health Care and education as well as interconnecting safety nets for everyone, world wide. But that would require far more cooperation on a scale not yet even imaginable for many people. I guess we need more novels written, to help folks imagine a kinder world?
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” … more novels written to help folks imagine a kinder world?” – very interesting. In novel format it is believable, acceptable.
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Thank you: studies showing that novel reading increases empathy got me to realizing that alot of what came later was mentioned in a novel somewhere, first (as shown in the Tiempo de Picaros episoide, 1st season of El Ministerio del Tiempo).
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Usury
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Add 1.) Identity theft precautions, 2.) Validation of a debt to ensure that it was actually contracted by the person being pursued by the collector
(many people receive bills for debts they don’t owe, ignore them, and then end up wrongfully sued and even hit with default judgments because they didn’t reply to the court summons, or demand that the collector validate the debt).
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Don’t forget to either add this to the post, or better, perhaps, to add this to a repost.
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Thank you, Ranger M.
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We live for the One, we die for the One.
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Reblogged this on Ned Hamson's Second Line View of the News.
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Reblogged this on collaboration with learners and commented:
Voting and understanding credit laws are both part of financial self-defense…
#ProjectDoBetter
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