Category Archives: LegalandFinancialEducationAndProBonoAide

Day 49/67 of GED in Five Months, interest, and financial language learning

 How can you determine what the cost of a student loan, or a mortgage, might be, in 20 years, and what might interest rates have to do with that?   What might the difference be between simple interest, compound interest, the prime rate, and other types of interest rates?  And why should we all care?  All of these questions are part of learning the language of finance, which every Adult needs to understand, even if one does not wish to participate in all parts of the system.

You might get a start, or a refresher, on the mathematics for that in the lesson below…

 Middle of week 13/18
Day 49 Lesson Plan
Grammar: parallel structure in sentences
Math: Simple Interest
Today’s history reading
Day 49 Exit Ticket
 

Bernanke drew some more parallels between then and now:

” I thought that I would speak to you about the parallels–and differences–between that crisis and the more recent one, particularly regarding the responses of policymakers. I draw four relevant lessons from the financial collapse of the 1930s; I will first list these lessons, then briefly elaborate. First, economic prosperity depends on financial stability; second, policymakers must respond forcefully, creatively, and decisively to severe financial crises; third, crises that are international in scope require an international response; and fourth, unfortunately, history is never a perfect guide.”

Action Items:

1.) Search for two different sources explaining who Bernanke is, and what The Prime Rate is,

2.) Who sets The Prime Rate in the US, and what does it affect?

3.) Write a book, story, blog post or tweet that uses your findings, and then, please tell us about it! If you write a book, once it is published please consider donating a copy to your local public library.

4.)  Feel free to answer the exit ticket questions in the comments, or pose any other questions you may have about the lesson, if you wish.

Dear Readers, ideas on learning, especially multiple #LanguageLearning, on-going education and empathy-building, to #EndPoverty, #EndHomelessness,  #EndMoneyBail & achieve freedom for All HumanKind

Support our key #PublicDomainInfrastructure  &  for heavens sake: please #StopSmoking for CCOVID-19 (or even for good!)!:
1. #PublicLibraries,
2. #ProBono legal aid and Education,
3. #UniversalHealthCare, and
4. good #publictransport
Read, Write -one can add Stayed on Freedom’s Call via this GoodReads button:

ShiraDest

January, 2021 CE = January 12021 HE

(Day 48Day 50)

Creative Commons License
Shira Destinie Jones by ShiraDest is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

Day 45/67 of GED in Five Months, community colleges, and, local lawmakers

 Aside from simplifying mathematical roots, Adulting often involves simplifying the roots of complex social and logical problems, too.  Seeing through false arguments, distinguishing red herrings from truth, finding the root cause of a situation, all require logical and persistent thinking, developed by mathematics.  Community colleges are one good place to learn these skills.

 Middle of week 12/18
Day 45 lesson plan

Grammar:  Coordinating conjunctions

Simplify Roots
Day 45 Exit Ticket
 
 

Action Items:

1.) Search for two different reps in your state for whom you are a constituent.

2.) Email them to ask for increased Community College funding.

3.) Share  how each of the reps responded.

4.) Write a book, story, blog post or tweet that uses those responses, and then, please tell us about it! If you write a book, once it is published please consider donating a copy to your local public library.

5.)  Feel free to answer the exit ticket questions in the comments, or pose any other questions you may have about the lesson, if you wish.

Dear Readers, ideas on learning, especially multiple #LanguageLearning, on-going education and empathy-building, to #EndPoverty, #EndHomelessness,  #EndMoneyBail & achieve freedom for All HumanKind

Support our key #PublicDomainInfrastructure  &  for heavens sake: please #StopSmoking for CCOVID-19 (or even for good!)!:
1. #PublicLibraries,
2. #ProBono legal aid and Education,
3. #UniversalHealthCare, and
4. good #publictransport
Read, Write -one can add Stayed on Freedom’s Call via this GoodReads button:

ShiraDest

January, 2021 CE = January 12021 HE

(Day 44Day 46)

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Shira Destinie Jones by ShiraDest is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

Day 44/67 of GED in Five Months, exponential curves, and, legal education

 Aside from understanding exponential growth in populations of rabbits, and germs, Adulting often requires knowing how to defend yourself legally, for instance on a medical debt that may have expired, when you are summoned to court on it anyway: if you don’t go let them know (that the debt is time-barred), you may have ‘a hard row to hoe.’  Especially since compound interest also grows exponentially…

 Middle of week 12/18
Day 44, Week 12
Grammar: Quotes and more
Math: Using Exponents
 
Day 44 Exit Ticket
 

Action Items:

1.) Why might it be important to understand the legal system in your state?

2.) Please explain how it may (or may not) help citizens of a Republic,

3.) Write a book, story, blog post or tweet that uses those thoughts, and then, please tell us about it! If you write a book, once it is published please consider donating a copy to your local public library.

4.)  Feel free to answer the exit ticket questions in the comments, or pose any other questions you may have about the lesson, if you wish.

Dear Readers, ideas on learning, especially multiple #LanguageLearning, on-going education and empathy-building, to #EndPoverty, #EndHomelessness,  #EndMoneyBail & achieve freedom for All HumanKind

Support our key #PublicDomainInfrastructure  &  for heavens sake: please #StopSmoking for CCOVID-19 (or even for good!)!:
1. #PublicLibraries,
2. #ProBono legal aid and Education,
3. #UniversalHealthCare, and
4. good #publictransport
Read, Write -one can add Stayed on Freedom’s Call via this GoodReads button:

ShiraDest

January, 2021 CE = January 12021 HE

(Day 43Day 45)

Creative Commons License
Shira Destinie Jones by ShiraDest is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

StayedOnFreedomsCallGoodReads

Thoughtful Thursdays, Stayed on Freedom with the Call of Freedom, and Continuing Legal and Financial Education

I think that the importance of continuing pro bono legal and financial education at the local level is often overlooked as a tool for all of our uplift.  There are many ways that ordinary people can help one another learn about local legal laws, like state Statutes of Limitations, or consumer protection laws in your county, in cases where they clarify, as in Montgomery County, in Maryland.

If the common good, or the general welfare, requires each person to pay one’s debts, then how can we not think of the role of understanding the implications of each financial document that we sign, and how to understand that, in the absence of understanding of local financial law?   How do we each help our society to become more fully inclusive for all of us, while helping us all, especially young people, understand financial legal bindings?

I had part of an answer, a few years ago, which continues with page four of my book Stayed on Freedom’s Call, and the two song titles which were combined to create the title for this book:

“Stayed on
Freedom” lyrics
Woke up this
morning with my
mind
Stayed on
freedom
2x
Hallelu, Hallelu,
Hallelujah.
I’m walking and
talking with my
mind stayed on
freedom
2x
Hallelu, Hallelu,
Hallelujah.
“Dror Yikra”
lyrics
Dror Yikra l’ven
im bat
V’yintsorchem
k’mo vavat.
“Freedom Will Call”
lyrics
(title is author’s
translation)
He will proclaim
freedom for all his
children
Na’im shimchem And will keep you as
velo yushbat.
the apple of his eye
Sh’vu venuchu Pleasant is your name
b’yom Shabbat.
and will not be
destroyed
D’rosh navi
Repose and rest on the
v’ulami
Sabbath day.
Va’ot yesha ase
imi
Seek my sanctuary and
Neta sorek b’toch
my home.
karmi
Give me a sign of
She’e shav’at
deliverance.
b’nei ami.
Plant a vine in my
vineyard.
Look to my people,
hear their laments.
http://www.pbs.org/wgbh/americanexperience/features/general-article/soundtrack-lyrics/#morning


http://www.hebrewsongs.com/song-droryikra.htm

Page 4″

So, it turns out that the page will not easily format as it is seen in the book, but the idea is there (and I kind of like the way it came out almost as an interlinear translation).

Page three was last week…

Action Items:

1.) What are your thoughts on the importance of everyone, especially the young, understanding local financial laws regarding Statutes of Limitations, etc?

2.) Share them with us in the comments, here, please.  (My example: the CA Office of the AG’s summary, from the CA legal code online…)

3.) Share your thoughts on how Continuing legal and financial Education via citizen cooperation might help, or hinder, inclusive thinking,

4.) Write a story, post or tweet that uses those thoughts.

Dear Readers, ideas on learning, especially multiple #LanguageLearning, on-going education and empathy-building, to #EndPoverty, #EndHomelessness,  #EndMoneyBail & achieve freedom for All HumanKind

Support our key #PublicDomainInfrastructure  & #StopSmoking at least for CCOVID-19:
1. #PublicLibraries,
2. #ProBono legal aid and Education,
3. #UniversalHealthCare, and
4. good #publictransport
Read, Write -one can add Stayed on Freedom’s Call via this

GoodReads button: Stayed on Freedom's Call: Cooperation Between Jewish And African-American Communities In Washington, DCVote, Teach and Learn (Lesson Plans)!

 

Nih sakh sh’lekk, sleem wa.   Yassas,   γεια σας!    Salût !  Nos vemos!  Görüşürüz!     ! שָׁלוֹם

ShiraDest

February, 2021 CE = February 12021 HE

(The last on-going GED lesson 67/67 , and the first lesson 1/67…)

Stayed on Freedom’s Call
(free: https://archive.org/details/StayedOnF…)
includes two ‘imagination-rich’ walking tours, with songs, of Washington, DC. New interviews and research are woven into stories of old struggles shared by both the Jewish and African-American communities in the capital city.

Shared histories are explored from a new perspective of cultural parallels and parallel institution-building which brought the two communities together culturally and historically.

Free copies are available at https://archive.org/details/StayedOnF…

Creative Commons License
Shira Destinie Jones by ShiraDest is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

Day 16 of High School in Five Months, sourcing, and Adulting Ed. vs. Libraries

If we continue to expand the term “adulting” to include  understanding how to determine the original source of key arguments, we see libraries (and especially Reference Librarians…) as fundamental to both Adulting Education any democratic citizenship movement:

Day 16 Lesson Plan
What is a Proper Noun? (“A proper noun is the name of a particular person, place, organization, or thing. Proper nouns begin with a capital letter. Examples are ‘Peggy,’ ‘Tucson,’ and ‘the United Nations.’”)
Capitalizing, Pt. 1, online activity
Using Multiplication Tables for Exponents: Perfect Squares Diagonal
Khan Academy Intro to Exponents online worksheet

Day 16 Exit Question slips

Action Items:

1.)  Sourcing information: What might Pro-bono lawyers and the Public Library  have in common?

2.) Share your  ideas with us, and

3.) Write a book, story, blog post or tweet that uses one of the ideas, and then, please tell us about it! If you write a book, once it is published please consider donating a copy to your local public library.

Dear Readers, ideas on learning, especially multiple #LanguageLearning, on-going education and empathy-building, to #EndPoverty, #EndHomelessness,  #EndMoneyBail & achieve freedom for All HumanKind

Support our key #PublicDomainInfrastructure  & #StopSmoking for CCOVID-19:
1. #PublicLibraries,
2. #ProBono legal aid and Education,
3. #UniversalHealthCare, and
4. good #publictransport
Read, Write -one can add Stayed on Freedom’s Call via this GR button:

    ! שָׁלוֹם

Day 7 of GED in 5 months, Adulting, SD Promise, and the Zapotecs

Adulting is taking responsibility for ourselves and for our society, where we live in a Republic that both allows us much freedom and thus, requires of us much responsibility.  Part of that responsibility is helping others in society learn and help others.  The Four Freedoms movement advocates one possible program, starting with free schooling and more funding for programs like the San Diego Promise program, to which graduates of Continuing Education and Adult High School Equivalency programs can aspire. 

Let’s help each other!

Updated  syllabus

Day 7 Lesson Plan except for the Reading Passage

Day 7 Reading Passage:  (Today’s reading is from P. 279 in Peterson’s Master the HiSET,
2nd Edition…)

By 500 BCE, the Zapotec people were developing an advanced society in what is now the southern Mexican state of Oaxoca.  This civilization developed early forms of hieroglyphic writing adn a calendar system.  the Zapotec built complex cities and are considered the first city builders in the Americas.  the first true urban center in teh Americas was the  Zapotec city of Monte Alban…”

Where are the grammatical errors in this passage?

Khan Academy Using modifiers: Adverbs vs. Adjectives

Khan Academy fractions practice, Day 2 of 3

Day7exitSlips

Action Items:

1.) Is there a program for free community college in your area?

2.)  Did you know about the Zapotecs (I didn’t, until I taught this unit!)?

3.) Write a book, story, blog post or tweet that uses those thoughts, and please tell us about it! If you write a book, once it is published please consider donating a copy to your local public library.

Dear Readers, ideas on learning, especially multiple #LanguageLearning, on-going education and empathy-building, to #EndPoverty, #EndHomelessness,  #EndMoneyBail & achieve freedom for All HumanKind

Support our key #PublicDomainInfrastructure  & #StopSmoking for CCOVID-19:
1. #PublicLibraries,
2. #ProBono legal aid and Education,
3. #UniversalHealthCare, and
4. good #publictransport
Read, Write -one can add Stayed on Freedom’s Call via this GR button:

 Nos vemos!  

ShiraDest

December, 2020 CE = December 12020 HE

(Day 6Day 8)

Creative Commons License
Shira Destinie Jones by ShiraDest is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

Day 6 of GED in 5 months, serfs vs. slaves

Adulting is about getting better and better at distinguishing fine details, and understanding why those details are important.   One of the key details of Phase I of the Four Freedoms movement is the Adulting skill of finding information on local laws that affect your status, like a serf being free after one year and a day in a city.

What, if you can remember (or ever learned), is the difference between a serf and a slave?

Day 6 Lesson Plan:

Khan Academy

that/which, who/whom

Khan Academy fractions , Day 1 of 3
Day 6 ExitSlips

Action Items:

1.) Search your local public library’s online catalogue for books on the European Middle Ages.

2.) Share them with us in the comments, here, please.

3.) Share your thoughts on what serfdom was, and what it might have been like to live in Europe as a serf at that time, and how it was different from being a slave.

4.) Write a book, story, blog post or tweet that uses those thoughts, and please tell us about it! If you write a book, once it is published please consider donating a copy to your local public library.

Dear Readers, ideas on learning, especially multiple #LanguageLearning, on-going education and empathy-building, to #EndPoverty, #EndHomelessness,  #EndMoneyBail & achieve freedom for All HumanKind

Support our key #PublicDomainInfrastructure  & #StopSmoking for CCOVID-19:
1. #PublicLibraries,
2. #ProBono legal aid and Education,
3. #UniversalHealthCare, and
4. good #publictransport
Read, Write -one can add Stayed on Freedom’s Call via this GR button:

 Nos vemos!  

ShiraDest

December, 2020 CE = December 12020 HE

(Day 5Day 7)

Creative Commons License
Shira Destinie Jones by ShiraDest is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

Day 49/67 of GED in Five Months, interest, and financial language learning

 How can you determine what the cost of a student loan, or a mortgage, might be, in 20 years, and what might interest rates have to do with that?   What might the difference be between simple interest, compound interest, the prime rate, and other types of interest rates?  And why should we all care?  All of these questions are part of learning the language of finance, which every Adult needs to understand, even if one does not wish to participate in all parts of the system.

You might get a start, or a refresher, on the mathematics for that in the lesson below…

 Middle of week 13/18
Day 49 Lesson Plan
Grammar: parallel structure in sentences
Math: Simple Interest
Today’s history reading
Day 49 Exit Ticket
 

Bernanke drew some more parallels between then and now:

” I thought that I would speak to you about the parallels–and differences–between that crisis and the more recent one, particularly regarding the responses of policymakers. I draw four relevant lessons from the financial collapse of the 1930s; I will first list these lessons, then briefly elaborate. First, economic prosperity depends on financial stability; second, policymakers must respond forcefully, creatively, and decisively to severe financial crises; third, crises that are international in scope require an international response; and fourth, unfortunately, history is never a perfect guide.”

Action Items:

1.) Search for two different sources explaining who Bernanke is, and what The Prime Rate is,

2.) Who sets The Prime Rate in the US, and what does it affect?

3.) Write a book, story, blog post or tweet that uses your findings, and then, please tell us about it! If you write a book, once it is published please consider donating a copy to your local public library.

4.)  Feel free to answer the exit ticket questions in the comments, or pose any other questions you may have about the lesson, if you wish.

Dear Readers, ideas on learning, especially multiple #LanguageLearning, on-going education and empathy-building, to #EndPoverty, #EndHomelessness,  #EndMoneyBail & achieve freedom for All HumanKind

Support our key #PublicDomainInfrastructure  &  for heavens sake: please #StopSmoking for CCOVID-19 (or even for good!)!:
1. #PublicLibraries,
2. #ProBono legal aid and Education,
3. #UniversalHealthCare, and
4. good #publictransport
Read, Write -one can add Stayed on Freedom’s Call via this GoodReads button:

ShiraDest

January, 2021 CE = January 12021 HE

(Day 48Day 50)

Creative Commons License
Shira Destinie Jones by ShiraDest is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

Day 45/67 of GED in Five Months, community colleges, and, local lawmakers

 Aside from simplifying mathematical roots, Adulting often involves simplifying the roots of complex social and logical problems, too.  Seeing through false arguments, distinguishing red herrings from truth, finding the root cause of a situation, all require logical and persistent thinking, developed by mathematics.  Community colleges are one good place to learn these skills.

 Middle of week 12/18
Day 45 lesson plan

Grammar:  Coordinating conjunctions

Simplify Roots
Day 45 Exit Ticket
 
 

Action Items:

1.) Search for two different reps in your state for whom you are a constituent.

2.) Email them to ask for increased Community College funding.

3.) Share  how each of the reps responded.

4.) Write a book, story, blog post or tweet that uses those responses, and then, please tell us about it! If you write a book, once it is published please consider donating a copy to your local public library.

5.)  Feel free to answer the exit ticket questions in the comments, or pose any other questions you may have about the lesson, if you wish.

Dear Readers, ideas on learning, especially multiple #LanguageLearning, on-going education and empathy-building, to #EndPoverty, #EndHomelessness,  #EndMoneyBail & achieve freedom for All HumanKind

Support our key #PublicDomainInfrastructure  &  for heavens sake: please #StopSmoking for CCOVID-19 (or even for good!)!:
1. #PublicLibraries,
2. #ProBono legal aid and Education,
3. #UniversalHealthCare, and
4. good #publictransport
Read, Write -one can add Stayed on Freedom’s Call via this GoodReads button:

ShiraDest

January, 2021 CE = January 12021 HE

(Day 44Day 46)

Creative Commons License
Shira Destinie Jones by ShiraDest is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

French Fridays, Connâitre ses Droits et éviter les Proces… Free Legal Education and Pre-Trial Diversion…, and Adulting

The common good, or the general welfare, is also tied up with on-going legal & financial pro-bono education (aka Adulting Education), which must become more fully inclusive for all of us.

Click here for English…

 

“ -C’est quoi ça?
-Votre côte sur le marché de l’art: 11.000 euros”

Mais si Driss n’avait-t-il pas d’argent ? Et s’ils lui avaient arrêtaient dans la misère ? Aux États-Unis il y à une moyen d’éviter les procès mais qui coute cher, selon l’état dans on aura le procès. C’est mon espoir qu’on peut avoir des changements de cette politique, avec l’aide des citoyens Américains, et aussi ce de nos amis.

 

“ -What’s this?
-That’s what you’re worth on the art market: 11,000 Euros.”

But what about before Driss had that money? What if he’d been arrested utterly poor?

In many states, programs exist to help first time offenders avoid trial and charges. But, Pre-trial Diversion or Intervention programs, as they are known, are often unfair to the poor, as in MD and many other states: perpetrating the cruelty of charging money that some people simply do not have in order to avoid jail. My emphatic immediate-term policy recommendation is that all States emulate “Cook County … in Chicago, where defendants are not charged a fee ” for Pre-Trial service programs. And my long-term policy recommendation is that we strengthen our freely available legal services and Pro-Bono Legal Aide availability drastically, perhaps requiring ALL lawyers and law firms to offer 20% of their time or services free to lower income people, and that states and counties offer free continuing education in financial and consumer education, including the all too rarely taught rights in each state regarding debt, housing, health care and also criminal law. Both short-term and long-term approaches are needed, immediately.

Toward “…justice for all.”

Read, Write, Dream, Walk !


#PublicDomainInfrastructure
ShiraDest

11 April, 12018 HE

So, it turns out that knowing what bits of legal information change from state to state is also important, as is knowing that one must actively defend against an expired medical or other type of debt, even if it is time-barred (or past the SoL), illogical as that may seem…

Action Items:

1.) Search for two different sources giving the different Statutes of Limitations (SoL) for your state,

2.) Share them with us in the comments, here, please.

3.) Share your thoughts on how changing those SoLs might help, or hinder,  allowing people to climb out of debt,

4.) Write a book, blog post or tweet that uses that information and your thoughts,  tells a good story, and makes a difference. I’m working on that through my historical fantasy #WiP, #WhoByFireIWill. If you write a book, once published, please consider donating to your local public library.

Dear Readers, ideas on learning, especially multiple #LanguageLearning, on-going education and empathy-building, to #EndPoverty, #EndHomelessness,  #EndMoneyBail & achieve freedom for All HumanKind

Support our key #PublicDomainInfrastructure  & #StopSmoking for CCOVID-19:
1. #PublicLibraries,
2. #ProBono legal aid and Education,
3. #UniversalHealthCare, and
4. good #publictransport
Read, Write -one can add Stayed on Freedom’s Call via this GR button:

   Salût ! 

ShiraDest

started in December, 2020 CE = December 12020 HE

(The previous lesson 40/67 published since this post, and the most recent lesson 41/67…)

Creative Commons License
Shira Destinie Jones by ShiraDest is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.